FOR YOUR EVERYDAY
FIT Personal Loan
Support for school fees, family needs and the personal projects you are ready to take on.
- For eligible individual customers
- Purpose and affordability assessment
- Repayment terms confirmed before approval
SUPPORT FOR YOUR NEXT STEP
Your plans deserve
room to grow.
From everyday needs to business opportunities and property improvements, explore financing designed to help you move forward.
A LITTLE SUPPORT.
A WORLD OF POSSIBILITIES.
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FIT MFBROOM TO DO MOREUp to ₦1MLoan amount
SUPPORT TO MOVE FORWARDFrom 7.50%Interest rate
A CLEAR PATH AHEAD14 Days ProcessApplication processing
Subject to eligibility, assessment and applicable terms. Confirm the rate period, total charges, repayment schedule and processing timeline with FIT MFB before applying.
CHOOSE YOUR LOAN
Financing for real needs
and new possibilities.
Every application is assessed individually. Explore the options below, then speak with our team for current terms and requirements.
FOR YOUR AMBITION
FIT Business Loan
Financing to restock, expand operations or take advantage of a business opportunity.
- For eligible entrepreneurs and businesses
- Business and cash-flow assessment
- Documentation depends on business type
FOR YOUR NEXT CHAPTER
FIT Property Loan
Explore financing for eligible property renovation and improvement projects.
- Project details and cost assessment
- Property documents may be required
- Terms depend on complete documentation
A CLEAR PATH FORWARD
How the loan journey works.
Timelines vary according to product, assessment and the completeness of your documentation.
Tell us your need
Choose a loan and discuss the purpose and amount with the FIT MFB team.
Confirm eligibility
Review the current requirements, charges, security and repayment expectations.
Submit your application
Complete the official form and provide the requested supporting documents.
Assessment & decision
The bank assesses the application and communicates the outcome and next steps.
PLAN BEFORE YOU APPLY
Estimate your monthly repayment.
Adjust the amount, annual interest rate and repayment period to see an illustrative reducing-balance estimate.
This is only an estimate. It is not a loan offer or approval. FIT MFB will confirm the applicable rate basis, fees, insurance, repayment schedule and total cost.
APPLY PREPARED
What the bank may consider.
Assessment depends on the selected loan. FIT MFB will provide the current checklist and explain the applicable lending terms.
Your identity
Valid identification and customer information required for verification.
Your income or business
Evidence that helps the bank understand your capacity to repay.
Supporting documentation
Documents relevant to the purpose, security and assessment of the facility.
BORROW WITH CLARITY
Know the full cost before you commit.
Ask for the interest-rate period, fees, total repayment amount, due dates and consequences of late payment. Only submit information through a channel verified by FIT MFB.
GOOD QUESTIONS TO ASK
Understand before you borrow.
Clear answers help you choose responsibly. Confirm every term directly with FIT MFB before accepting a facility.
Before applying, consider:✓ What the loan will achieve✓ Whether the repayment fits your budget✓ The full cost—not only the headline rate✓ The documents you can provide
Does using the calculator mean I qualify?
No. The calculator is an illustrative planning tool. Eligibility, amount, rate and approval depend on FIT MFB’s assessment and current lending terms.
Is 7.50% the final rate for every loan?
No. “From 7.50%” is the retained starting figure. Confirm the applicable rate, rate period, method, fees and total repayment for your specific facility.
Will every application be completed in 14 days?
Processing depends on the loan type, assessment and complete documentation. Ask the team to confirm the expected timeline for your application.
What should I never submit through FIT Assist?
Never enter your PIN, password, OTP, CVV, account number, card details or identity documents into FIT Assist.
READY FOR YOUR NEXT STEP?
Let’s find financing that fits.
Talk to our team about your need, eligibility and the current application requirements.
YOUR NEXT STEP