About Us

FIT Microfinance Bank is a Central Bank of Nigeria (CBN)–regulated financial institution established IN 2024 to promote financial inclusion by providing accessible and affordable financial services to individuals and micro, small, and medium-sized enterprises (MSMEs) that are often excluded from traditional banking services. The Bank is committed to empowering the unbanked and underbanked population, including market traders, artisans, salary earners, and small business owners, with a strong focus on grassroots economic participation. FIT Microfinance Bank offers a range of tailored financial solutions, including micro and SME loans, savings products, and personal or salary-based credit facilities designed to meet everyday business and household needs. Its credit offerings are structured to be flexible and inclusive, often relying on alternative forms of security such as group guarantees, mutual trust arrangements, or non-traditional collateral, making access to finance easier for small-scale entrepreneurs. Operating within strict regulatory guidelines set by the Central Bank of Nigeria, FIT Microfinance Bank supports business growth by providing reliable access to finance that enables customers to start, sustain, and expand their ventures. Through responsible banking practices and a customer-cantered approach, the Bank continues to play a key role in bridging financial gaps and driving sustainable economic development at the grassroots level in Nigeria.

About Us FIT Microfinance Bank Limited is a licensed financial institution committed to empowering individuals, businesses, and communities through innovative microfinance solutions. Strategically located at Plot HY298, HELIU Tourism District, Enugu-Port Harcourt Expressway, New Independence Layout, Enugu, we are positioned to serve as a trusted partner in financial inclusion and sustainable economic growth. Registered with the Corporate Affairs Commission (CAC) on November 11, 2022, and granted final approval to operate by the Central Bank of Nigeria (CBN) on December 12, 2023, FIT MFB is built on a foundation of integrity, professionalism, and customer-centric service. As a private company limited by shares, we are financially structured with ₦200,000,000 in ordinary shares and a total share capital of ₦250,000,000, ensuring strong capitalization to support our mission of delivering accessible and reliable financial services.